Seamless transactions to anyone, anywhere, anytime.
Pesalink Instant Transfers
Pesalink facilitates instant and secure account-to-account (A2A) transfers up to Ksh 999,999 for both consumers and businesses. Users can make payments 24/7, including weekends and public holidays by accessing their online banking platform, mobile banking application, or USSD service and navigating to the Pesalink option. Upon completion, users will receive a receipt via SMS, in-app message, or email. Pesalink supports peer-to-peer transfers, rent payments & school fee disbursements
Multiple payments to multiple accounts.
Pesalink Bulk
Pesalink enables instant and secure account-to-account (A2A) bulk transfers of up to Ksh 999,999 per transaction for both businesses and institutions. Organizations can disburse salaries, supplier payments, or other mass payouts 24/7—including weekends and public holidays—through their online banking platform, mobile banking app, or USSD service by selecting the Pesalink Bulk option. Upon completion, recipients receive transaction confirmations via SMS, in-app notification, or email—ensuring transparency and peace of mind. Pesalink supports salary disbursements, vendor payments, loan disbursements, and other high-volume financial transactions with speed and reliability.
Instant payment for goods and services directly from your bank account.
Pesalink Pay
Pesalink Pay is the easiest way to make instant payments for goods and services directly from your bank account. You can pay 24/7/365 at any outlet displaying the Pesalink Pay sign. Transfers move directly from your bank account to the merchant. You can use your mobile banking app or USSD to pay with Pesalink Pay, at any time of day or night. It’s instant, affordable, and secure.
Instant government payments.
Government-to-Person (G2P) and Person-to-Government (P2G)
Pesalink is integrated with Kenya’s eCitizen and M-Akiba. Citizens can pay for licenses, passports, business registration fees instantly straight from their bank accounts via Pesalink. Conversely, government entities (e.g. pension disbursements or subsidies) can, in principle, remit directly to beneficiaries’ bank accounts through Pesalink (a use case now being enabled under CBK’s Fast Payment System initiative).
Instant bond processing and verification.
Dhamana
The Dhamana Platform is a collaborative effort between Kenya Bankers Association (KBA), Pesalink, and Kenya Revenue Authority (KRA). It is fully integrated with KRA systems to enable banks to instantly process and verify customs bond requests.
Everything in one.
OneView
To support industry-wide growth, OneView is a strategic tool that offers participants a comprehensive monthly overview of key performance metrics, empowering them to identify opportunities for expanding instant payment volumes.